Affirm Results Presentation Deck

Growing Consumer & Merchant Bases Reinforce One Another 2.0 FY'19 affirm Active Consumers (M) 90% CAGR 3.6 FY'20 7.1 FY'21 14.0 FY'22 Gross Merchandise Volume ($B) 2.6 81% CAGR 4.6 FY'19 FY'20 8.3 FY'21 15.5 FY'22 Active Consumers defined as consumers who engage in at least one transaction on Affirm's platform during the 12 months prior to the measurement date Gross Merchandise Volume ("GMV") defined as the total dollar amount of all transactions on the Affirm platform during the period, net of refunds Active Merchants defined as merchants which engaged in at least one transaction on Affirm's platform during the 12 months prior to the measurement date All metrics are unaudited 3,100 FY'19 Active Merchants 5,700 324% CAGR FY'20 29,000 FY'21 235,000 FY'22 14

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