Dave Results Presentation Deck
Glossary (Cont'd)
Non-GAAP Variable Operating Expenses defined as Operating Expenses excluding Non-Variable Operating Expenses
Non-Variable Operating Expenses defined as all advertising and marketing operating expenses, compensation and benefits operating
expenses, and certain operating expenses (legal, rent, technology/infrastructure, depreciation, amortization, charitable contributions, other
operating expenses, upfront Member account activation costs and upfront Dave Card expenses)
Origination Volume defined as the total dollar amount of ExtraCash advances disbursed to Members in a given period
Total Members defined as the number of unique Members that have either connected an existing bank account to the Dave service or have
opened a Dave Banking account, less the number of accounts deleted by Members or closed by Dave, as measured at the end of a period
Transactions Per Monthly Transacting Member defined as the average number of transactions initiated per Monthly Transacting Member
in each month, measured as the average over a given period
Dave
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