Bakkt Results Presentation Deck

CLOSING REMARKS We are well-positioned to connect the digital economy Key priorities remain consistent, laser focused on execution Build out and activate partnerships • Invest in products and capabilities A Deepen relationships with existing partners • Execute on expansion opportunities Well-positioned with significant opportunity to scale ● Industry leading one-stop- shop across digital assets Apex Crypto will bolster our crypto product offering and expand client verticals • Client base provides attractive addressable market Focused on sustainable long-term growth Prudent expense management • Investing through the cycle, disciplined capital allocation Strong balance sheet Robust risk management 25

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