Q2 Quarter 2023

Loan Portfolio: Solid growth that was geographically widespread Loan Portfolio Waterfall $ in millions +2% $4,719 $16,555 $16,834 $(4,440) Funded loan /advances Paydowns/ payoffs Linked Quarter Loan Growth $ in millions Total Loans RE Commercial RE Construction Commercial Total loans at 3/31/23 Unfunded Commitments $ in millions RE Single Family Consumer & Other Agricultural Total loans at 6/30/23 Mortgage Warehouse / PPP $5,138 $5,000 $4,473 $4,725 $4,443 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 $ PPP Paycheck Protection Program 82% variable rate .73% tied to Prime . 27% tied to SOFR $25 $154 $(99) $43 $34 $60 $62 $279 Loan Portfolio Highlights Well diversified growth by type and geographic market Expect loan growth to moderate throughout the year given current economic forecasts and as unfunded commitments draw down Highly focused on maintaining conservative underwriting standards and structure guidelines while emphasizing prudent pricing discipline Office portfolio (non-owner occupied) represents 5% of total loan portfolio (6% at end of Q1); granular portfolio with average loan size of $2.1 million and average LTV less than 49% 19

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