Silicon Valley Bank Results Presentation Deck slide image

Silicon Valley Bank Results Presentation Deck

Client cash burn has not adjusted to slower fundraising environment, pressuring total client funds U.S. VC-backed investment activity¹ $B Slowing VC deployment is reducing client funds inflows ● Private fundraising is a key driver of client funds growth ● Our private fundraising inflows generally equate to ~50% of U.S. VC investment activity¹, 2, in line with our market share of U.S. VC-backed tech and life science companies Q3'22 U.S. VC investment declined 54% vs. Q4'21's high, as prolonged public market volatility kept investors on the sidelines While private fundraising inflows are still healthy, client cash burn remains elevated, driving net outflows Estimated client cash burn has increased over 2x since pre-2021 levels and has not adjusted to the slower fundraising environment² We expect client funds growth will resume when VC investment improves and client cash burn normalizes, even if VC investment does not return to 2021 levels svb> QoQ average TCF change (+/-) 39 Other inflows (primarily operating inflows) Public fundraising Private fundraising Outflows (primarily cash burn) 36 3.0 37 5.5 33 7.4 39 6.8 37 8.6 48 QoQ average total client funds ("TCF") by client activity (management's approximation)² $B 11.8 45 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20 Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 78 24.1 24.3 1. VC data sourced from Pitch Book. Investment data has been updated with PitchBook's proprietary back-end data set and filters which has resulted in prior period revisions. 2. Determination of TCF changes by client activity is an illustrative approximation based on management assumptions and analysis of SVB client and PitchBook data; assumes each client's total change in average balances is attributed to one of the following activities: fundraising, other inflows or outflows. 83 90 36.6 93 45.9 46.6 80 36.0 72 6.2 43 -10.2 -18.4 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20 Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 + Q3 2022 FINANCIAL HIGHLIGHTS 9
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