Vroom Results Presentation Deck

building a profitable business model 1 build a well-oiled titling and registration machine Leverage technology to improve our titling and registration process • Improve cycle time, minimize manual steps and resources to improve unit economics • Dramatically improve our customer experience ● 2 4 focused initiatives to build a profitable business build a well-oiled metal machine Rationalize near-term reconditioning footprint following the Adesa exit ● • Maintain key third-party supply chain partnerships while pursuing low- capital, in-house opportunities in reconditioning, linehaul and last mile • Optimize our end-to-end supply chain by synchronizing acquisitions, inbound transportation, reconditioning and outbound transportation to reduce cycle times, and supply chain costs and improve customer delivery times • Build into our pricing engine our end- to-end supply chain and captive finance model 3 ● build a regional operating model • Incorporate our regional hubs and reconditioning centers into our end- to-end supply chain model Build density in regions to drive marketing and supply chain efficiencies while improving customer delivery times ● build a captive finance offering Launch and scale direct financing via Vroom Finance (UACC) to increase customer reach and improve GPPU ● • Improve conversion rates and capture greater unit economics with captive financing while improving the customer experience 6 V © 2022 Vroom, All rights reserved.

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