Strategically Positioning Truist Insurance Holdings for Long-Term Success

Conclusion Compelling Strategic Rationale ✓ New ownership structure, combined with significant expertise of Stone Point, creates additional opportunities to support growth Highlights significant value of insurance business Strengthened incentive program improves ability to attract, incent, and retain top talent and realize TIH's full potential ✓ Preserves strategic flexibility and future upside in TIH ✓ Continued focus on Integrated Relationship Management (IRM) Attractive Financial Impacts Creates +32 bps of CET1 capital ✓ +6% tangible book value per share accretion Enhances EPS growth potential Truist will continue to consolidate TIH, providing strong ongoing benefits 1 TRUIST HH 11

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