Dave Results Presentation Deck

Increasing engagement Growth driven by engagement-focused marketing, continued rollout and optimization of ExtraCash $500, and underwriting improvements which bolster retention. Continued growth expected as we accelerate marketing spend, drive further enhancements to the ExtraCash value proposition and underwriting engine, and deepen cross-attach on Dave Card, which has more favorable retention characteristics and higher transaction frequency. Dave Total Monthly Transacting Members (MMS) 1.4 1Q22 34% Year-Over-Year Growth 1.5 2Q22 1.8 3Q22 Note: See Glossary for the definition of Monthly Transacting Members 1.9 4Q22 2.0 1Q23 16

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