Pathward Financial Results Presentation Deck

Commercial Finance Concentrations by Industry¹ Manufacturing Utilities Transportation and Warehousing Other Services (except Public Administration) 33 Wholesale Trade Finance and Insurance Health Care and Social Assistance Construction Mining, Quarrying, and Oil and Gas Extraction Real Estate and Rental and Leasing Administrative and Support and Waste Management and Remediation Services Professional, Scientific, and Technical Services Retail Trade Public Administration. Accommodation and Food Services Information $14 Nonclassifiable Establishments Arts, Entertainment, and Recreation Agriculture, Forestry, Fishing and Hunting $12 Educational Services $5 Management of Companies and Enterprises $2 MANUFACTURING 40% Term Lending 31% Asset-Based Lending 16% 9% 4% Lease Financing Factoring Other $30 $67 Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation $60 $55 $53 $85 $134 50% 29% 12% 9% $128 $122 $119 $198 $181 $232 TRANSPORTATION & WAREHOUSING Term lending Factoring Insurance premium finance Other $ in millions 66% 25% 8% 1% $423 UTILITIES SBA/USDA $473 Term lending Rental equipment, net Other ¹ Distribution by NAICS codes; excludes certain joint ventures; calculated based on aggregate principal amount of commercial finance loans and leases; includes operating lease rental equipment of $211.8M $636 $621 pathward

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