Investor Presentation (2Q2016)

Reconciliation: Return on Average Assets ($000s) Net Income (1) Merger-Related Expenses (net of tax) (1) Net Income before Merger-Related Expenses Average Assets Return on Average Assets Return on Average Assets (excluding merger-related expenses) Three Months Ending 3/31/15 $ 56,319 $ 6,326 3/31/16 0.75% $ 91,999 0.83% - $ 62,645 $ 91,999 $ 43,809 $7,531,095 $8,551,720 $5,440,243 12/31/11 $ 43,809 1.08% 1.08% 0.81% 0.81% Twelve Months Ending 12/31/12 $ 49,544 $ 2,527 $ 52,071 0.88% 0.93% 12/31/13 12/31/14 (1) three-month net income figures are annualized; amortization of intangibles tax effected at 35% Note: ESB Financial merger closed February 2015 and Fidelity Bancorp merger closed November 2012 $ 63,925 851 $ 64,776 1.05% $ 69,974 1.06% 851 $ 70,825 $5,606,386 $6,109,311 $6,253,253 $8,123,981 1.12% 12/31/15 1.13% $ 80,762 $ 7,203 $ 87,965 0.99% 1.08% 31

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