Sainsbury's Credit Presentation Deck

Strong digital platform, enabling scale transformation 5 Total Digital Sales up 102% 22% FY 19/20 42% FY 20/21 Digital participation ¹ Groceries online Sales up 120% C&C Delivery 0.3% 8% 3% 1 Of total Retail sales exc. Fuel. Includes SmartShop sales 2 Of total Grocery sales 3 Of total Argos and Habitat sales 4 Participation in stores with handsets 12% 3% 14% H1 FY FY 19/20 20/21 20/21 Digital participation ² Argos Digital Sales up 68% 60% FY 19/20 90% FY 20/21 Digital participation³ Smartshop Sales up 173% 14% 30% FY FY 19/20 20/21 Sales participation 4 Nectar Users up 2.9m 4.5m FY 19/20 7.4m FY 20/21 Digital app users

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