Silicon Valley Bank Results Presentation Deck
Strong liquidity franchise
Uniquely positioned to support balance sheet growth
Liquidity management
1 solutions for both on and
off-balance sheet funds
Q4'20 AVERAGE BALANCES
$225.5B
TOTAL CLIENT FUNDS
$92.4B
ON-BALANCE SHEET
DEPOSITS
$133.1B
OFF-BALANCE SHEET
CLIENT FUNDS
40+ liquidity management
products to meet clients' needs and
optimize pricing and mix
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2
DEPOSITS
21%
16%
2%
Diversified sources of liquidity
from high-growth markets
2%
3% 1%
16%
12%
OBS CLIENT FUNDS
1%
8%
25%
24%
21%
15%
33%
CLIENT NICHE¹:
Early-Stage
Technology
Technology
Early-Stage
Life Science/
Healthcare
Life Science/
Healthcare
International²
U.S. Global
Fund Banking
Private Bank
Other
3 Low cost deposits
Q4'20 AVERAGE COST OF DEPOSITS
4 bps
SVB
1. As of December 31, 2020. Represents management view of client niches.
2. International balances do not tie to regulatory definitions for foreign exposure. Includes clients across all client niches and life-stages,
with International Global Fund Banking representing 4% of total client funds.
3. Source: S&P Global Market Intelligence average for 12 of the top 50 US banks by asset size as of January 19, 2021.
4. Percentage based on Q4'20 average balances.
15 bps
TOP 50
BANKS³
67% of total deposits
are noninterest-bearing4
Q4 2020 Financial Highlights
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