Overstock Results Presentation Deck

Retail Gross Margin Gross Profit ($M) $225 $200 $175 $150 $125 $100 $75 $50 $25 $- 19.9% $72 Q1 '19 overstock. 19.7% $72 Q2 '19 20.0% $68 Q3 '19 20.7% $75 Q4 '19 21.9% $74 Q1 '20 23.2% $178 Q2 '20 23.5% $169 Q3 '20 Gross Margin (%) 22.5% $151 Q4 '20 25% 20% 15% 10% 5% H 0% Q4 Dynamics ■ ■ Gross margin of 22.5% +182bps YoY 2020 Dynamics ■ Gross margin impacted by operational efficiencies Gross profit of $571M +$283M YOY Gross margin of 22.9% +280bps YoY 12

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