First Foundation Investor Presentation Deck

Deposits As of 3Q23, insured and collateralized deposits represent approximately 87% of total deposits, including accounts eligible for pass-through insurance. This figure has remained consistently above the 85% of total deposits reported as of 1Q23. ■ $9,494, 88% $10,807 Total Deposits $1,313, 12% FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved Insured and Collateralized vs. Uninsured Deposit Mix ($ in thousands) 2Q23 Insured and Collateralized Deposits Uninsured and Uncollateralized Deposits $9,454, 87% $10,812 Total Deposits $1,358, 13% 3Q23 ■ Insured and Collateralized Deposits Uninsured and Uncollateralized Deposits 3

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