OppFi Results Presentation Deck slide image

OppFi Results Presentation Deck

Fair Value Second Quarter Valuation ($ in thousands) Outstanding Principal Accrued Interest Interest Rate Discount Rate Servicing Fee¹ Remaining Life Default Rate1 Accrued Interest¹ Prepayment Rate¹ Premium / (Discount) to Principal² 29 6/30/2021 $260,236 $9,421 149.0% 21.6% (5.03%) 0.578 years 19.6% 3.6% Unaudited 21.8% 10.4% 3/31/2021 $245,201 $9,275 146.7% 21.5% (5.01%) 0.558 years 19.5% 3.8% 20.9% 9.3% 1. Stated as a percentage of loan receivable. 2. Represent rate applied to on-balance unpaid principal receivables, inclusive of adjustment for accrued interest. Key Highlights • Remaining life increased as a result of a younger portfolio with the increase in origination growth • Interest rate increased since last period as a result of state mix in the portfolio OppFi"
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