OppFi Results Presentation Deck
Fair Value Second Quarter Valuation
($ in thousands)
Outstanding Principal
Accrued Interest
Interest Rate
Discount Rate
Servicing Fee¹
Remaining Life
Default Rate1
Accrued Interest¹
Prepayment Rate¹
Premium / (Discount) to Principal²
29
6/30/2021
$260,236
$9,421
149.0%
21.6%
(5.03%)
0.578 years
19.6%
3.6%
Unaudited
21.8%
10.4%
3/31/2021
$245,201
$9,275
146.7%
21.5%
(5.01%)
0.558 years
19.5%
3.8%
20.9%
9.3%
1. Stated as a percentage of loan receivable.
2. Represent rate applied to on-balance unpaid principal receivables, inclusive of adjustment for accrued interest.
Key Highlights
•
Remaining life increased as a result of a younger
portfolio with the increase in origination growth
• Interest rate increased since last period as a result of
state mix in the portfolio
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