Hanmi Financial Results Presentation Deck

Average Deposit Trend Strong deposit growth reflecting a 10% CAGR since 2013. Average noninterest-bearing deposits have grown by 13% CAGR since 2013, and now represents 37% of total deposits. ($ in millions) $2,391 69% 31% 2013 $2,872 69% 31% 2014 Average Noninterest-Bearing Deposits CAGR from 2013-2Q23: 13% Average Deposit CAGR from 2013-2Q23: 10% $3,503 70% 30% 2015 H Hanmi Financial Corporation $3,608 67% 33% 2016 $4,160 70% 30% 2017 $4,461 71% 29% 2018 Noninterest-bearing deposits $4,691 73% 27% $4,946 66% 34% $5,560 2019 2020 Interest-bearing deposits 59% 41% 2021 $5,950 55% 45% 2022 $6,145 63% 37% 2023 YTD 23

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