J.P.Morgan Results Presentation Deck
FY22 Financial results ¹
$B, except per share data
Net interest income
Noninterest revenue
1
Managed revenue ¹
Expense
Credit costs
Net income
Net income applicable to common stockholders
EPS - diluted
ROE²
ROTCE 2,3
Overhead ratio - managed ¹,²
Memo:
NII excluding Markets 4
NIR excluding Markets 4
Markets revenue
1
Managed revenue ¹
$B
Net charge-offs
Reserve build/(release)
Credit costs
Adjusted expense 5
Adjusted overhead ratio
Note: Totals may not sum due to rounding
1 See note 1 on slide 14
2 Actual numbers for all periods, not over/(under)
3 See note 3 on slide 14
4 See note 2 on slide 14
5 See note 4 on slide 14
6 Reflects fully taxable-equivalent ("FTE") adjustments of $3.6B in 2022
1,2,5
FY2022 FY2021
$2.9
$2.9
3.5
(12.1)
$6.4
($9.3)
FY22 Tax rate
Effective rate: 18.4%
Managed rate: 24.3% 1,6
FY2022
CCB
CIB
CB
AWM
ROE O/H ratio
29%
57%
14%
57%
16%
41%
25%
67%
3
FY2022
$67.1
65.1
132.3
76.1
6.4
$37.7
$35.9
$12.09
14%
18
58
$62.4
40.9
29.0
132.3
$75.9
57%
FY2021
$52.7
72.6
125.3
71.3
(9.3)
$48.3
$46.5
$15.36
19%
23
57
$44.5
53.4
27.4
125.3
$70.9
57%
$ 0/(U)
FY2021
$14.4
(7.4)
7.0
4.8
15.6
($10.7)
($10.6)
($3.27)
$17.9
(12.5)
1.6
7.0
$5.0
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