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Celsius Network Market Presentation Deck

Risk Management At Celsius, managing risk is everything Financial activity must be understood and manageable. To manage that risk, we have a strict set of principles: We require excess collateral on loans to retail borrowers % Execute margin calls if/when the value of collateral falls Thorough credit reviews on all institutional borrowers with strict limit on our exposure Exposure to counterparties is considered within the overall portfolio of our assets Pricing and collateral levels for loans must reflect the credit risk We limit our currency risk by matching our positions across assets and liabilities C Celsius 8

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