J.P.Morgan Results Presentation Deck
3Q22 Financial results 1
$B, except per share data
Net interest income
Noninterest revenue
Managed revenue ¹
Expense
Credit costs
Net income
Net income applicable to common stockholders
EPS - diluted
ROE²
ROTCE 2,3
Overhead ratio - managed ¹,2
Memo:
NII excluding Markets 4
NIR excluding Markets 4
Markets revenue
1
Managed revenue ¹
Adjusted expense 5
Adjusted overhead ratio
Note: Totals may not sum due to rounding
1 See note 1 on slide 11
2 Actual numbers for all periods, not over/(under)
3 See note 3 on slide 11
1,2,5
$B
Net charge-offs
Reserve build/(release)
Credit costs
4 See note 2 on slide 11
5 See note 4 on slide 11
6 Reflects fully taxable-equivalent ("FTE") adjustments of $775mm in 3Q22
3Q22
$0.7
0.8
$1.5
3Q22 Tax rate
Effective rate: 18.9%
Managed rate: 23.8% 1,6
3Q22
ССВ
2Q22 3Q21
$0.5
$0.7
0.4
$1.1 ($1.5)
(2.1)
CIB
CB
AWM
ROE O/H ratio
33%
13%
14%
28%
2
56%
56%
39%
67%
3Q22
$17.6
15.9
33.5
19.2
1.5
$9.7
$9.3
$3.12
15%
18
57
$16.9
9.8
6.8
33.5
$19.1
57%
$ 0/(U)
2Q22
$2.4
(0.5)
1.9
0.4
0.4
$1.1
$1.1
$0.36
13%
17
59
$3.2
(0.4)
(1.0)
1.9
$0.5
59%
3Q21
$4.4
(1.4)
3.1
2.1
3.1
($2.0)
($2.0)
($0.62)
18%
22
56
$5.7
(3.2)
0.5
3.1
$2.1
56%
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