Affirm Investor Day Presentation Deck

0% APR installment offerings Merchant Discount Rate APR Term Lengths Payment Frequency Repeat Velocity Cart Size Range Representative AOV¹ Short Term 0% 4-8% 0% 3-12 months Monthly Monthly $50-$17,500 $500-$750 Long Term 0% 8-15+% 0% 13-60 months Monthly Quarterly $50-$17,500 $800-$1,200 1. Representative AOV is the illustrative average order value for typical merchants offering this product. All metrics are unaudited. 1.8 FY 20 PE PELOTON Annual GMV ($B) SAMSUNG 3.0 affirm) FY 21 purple

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