Affirm Results Presentation Deck
Loans Held for Investment by ITACS Score
($ in 000s)
September 30,
2020
June 30, 2020
Amortized Cost Basis of Loans Held for Investment by ITACS Score
746,758 $ 1,123,357
239,007
96+
94-96
90-94
<90
No score
Total loan receivables
96+
94-96
90-94
<90
No score
$
Total loan receivables
196,083
82,368
8,004
20,864
71 %
Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score
77 %
19 %
8%
1%
58,028
2%
8,017
100 %
31,010
$ 1,054,077 $ 1,459,419 $ 1,953,610
16 %
4 %
1%
$
2 %
December 31,
2020
100 %
74,199
1,459,271 $ 1,562,547
357,629
25,517
36,994
75 %
18 %
4 %
1%
2 %
Quarter Ending
100 %
March 31, 2021
391,934
109,868
29,444
100,141
$ 2,193,934
71 %
18 %
5 %
1 %
5 %
100 % !
June 30, 2021
$ 1,338,059
407,539
138,991
26,379
108,916
$ 2,019,884
66
20
1
%
5
do
7 %
%
%
%
100 %
September 30,
2021
$ 1,402,266
451,859
171,723
55,738
148,231
$ 2,229,817
63 %
20 %
8 %
2 %
7 %
100 %
Notes:
1. Metrics are unaudited
affirm 2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment
3. Balance for loans with "No score" represents loan receivables in experimental products or new markets without sufficient data currently available for use by the Affirm scoring methodology
December 31,
2021
$ 1,392,997
532,108
229,844
87,594
190,797
$ 2,433,340
57 %
22 %
9 %
4 %
8 %
100 %
March 31, 2022
$
1,409,388
584,290
232,187
59,753
200,470
$ 2,486,088
57 %
24 %
9
%
2 %
8%
100 %
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