Clover Health Investor Presentation Deck

Continuous New Feature Deployment Provides Further Upside In The Future Clover Assistant Medication Management Surface personalized medication recommendations powered by pharmacogenomics. We believe ensuring members are on the right medications, including deprescribing as relevant, will improve chronic disease management. Oncology Care Coordination Make oncology care management easily accessible to PCPs and their patients. We believe ensuring members have better education, care support, and referrals and providers remain aware of progress will improve outcomes, such as side effect management and palliative care planning. Chronic Kidney Disease (CKD) Care Coordination Make CKD care management easily accessible to PCPs and their patients. We believe keeping providers aware of condition development and appropriate treatment will support enhanced physician care planning, preventing/slowing progression of disease and providing better dialysis planning. Orthopedic Care Make orthopedic management easily accessible to PCPs and their patients. We believe ensuring members and providers have access to high quality network and care coordination will result in decreasing unnecessary services and ensuring that services are provided in the most efficient, appropriate setting. The above encapsulates our current view of upcoming CA features. We believe we have many more opportunities to drive outcomes improvement and margin expansion in both MA and DC. 16

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