Earnings Presentation Q1 2020

Appendix © 2020 Cardlytics Reconciliation of GAAP Net Loss to Non-GAAP Net Loss and Non- GAAP Net Loss Per Share (unaudited) Net loss Plus: Stock-based compensation expense Foreign currency loss (gain) Restructuring costs Non-GAAP net loss Weighted-average number of shares of common stock used in computing non-GAAP net loss per share: GAAP weighted-average common shares outstanding, diluted Non-GAAP net loss per share attributable to common stockholders, diluted (Amounts in thousands, except per share amounts) Three Months Ended March 31, 2019 ($6,314) 1,708 (491) ($5,097) 22,503 ($0.23) 2020 ($13,531) 4,125 1886 482 ($7,038) 26,725 ($0.26) 18

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