Dave Results Presentation Deck
Reconciliations
Dave
Operating revenues, net
ExtraCash origination and ATM-related fees
Non-GAAP operating revenues
Operating expenses
Non-variable operating expenses
Non-GAAP operating expenses
Non-GAAP operating revenues
Non-GAAP variable operating expenses
Non-GAAP variable profit
Non-GAAP variable profit margin
DAVE INC. AND SUBSIDIARIES
RECONCILIATION OF OPERATING REVENUES, NET TO NON-GAAP OPERATING REVENUES
(in millions)
(unaudited)
$
$
$
$
For the Three Months Ended September 30,
2022
2021
RECONCILIATION OF OPERATING EXPENSES TO NON-GAAP OPERATING EXPENSES
(in millions)
(unaudited)
$
$
56.8
1.8
58.6 $
$
For the Three Months Ended September 30,
2022
2021
94.7 $
(60.8)
33.9
CALCULATION OF NON-GAAP VARIABLE PROFIT
(in millions)
(unaudited)
$
(33.9)
24.7
42%
40.2
1.3
41.5
58.6 $
For the Three Months Ended September 30,
2022
2021
$
55.9
(34.2)
21.7
41.5
(21.7)
19.8
48%
$
$
$
$
$
$
For the Nine Months Ended September 30,
2022
2021
145.2
4.1
149.3
$
$
For the Nine Months Ended September 30,
2022
2021
258.8 $
(170.4)
88.4 $
111.9
3.5
115.4
149.3 $
(88.4)
60.9
41%
For the Nine Months Ended September 30,
2022
2021
$
144.1
(92.6)
51.5
115.4
(51.5)
63.9
55%
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