Affirm Results Presentation Deck

FY Q3 2022 and FY 2022 Guidance Fiscal Q3 2022 $3.61 to $3.71 billion $325 to $335 million $187 to $192 million $138 to $143 million (21) to (19) percent 290 million affirm GMV Revenue Transaction Costs Revenue Less Transaction Costs Adjusted Operating Loss as a Percentage of Revenue Weighted Average Shares Outstanding Fiscal Year 2022 $14.58 to $14.78 billion $1,290 to $1,310 million $705 to $715 million $585 to $595 million (14) to (12) percent 285 million Affirm's financial outlook for the fiscal third quarter and full year 2022 assumes the following: Now includes estimates of GMV, revenue, and transaction costs related to its partnership with Amazon The Company's outlook assumes no material impact to GMV, revenue, or transaction costs from the rollout of its Affirm Debit+ card Split Pay offerings, which include the Company's Shopify partnership, are expected to contribute 15-20% of the Company's fiscal year 2022 GMV, with the majority of this volume coming from the Shop Pay Installments program 26

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