Overstock Results Presentation Deck

Retail Gross Margin: +347bps YoY Gross Profit ($M) $225 $200 $175 $150 $125 $100 $75 $50 $25 $- H 19.7% $72 Q2 '19 overstock. 20.0% $68 Q3 '19 20.7% $75 Q4 '19 21.9% $74 Q1 '20 Gross Margin (%) 23.2% $178 Q2 '20 25% 20% 15% 10% 5% Dynamics ▪ Gross margin of 23.2% +347bps YoY ■ Gross margin impacted by operational efficiencies and one-time items Customer care understaffed as organization adjusted to sales growth SLA-related fulfillment charges to protect customer experience Reduced discounting influenced by inventory levels 13

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