Affirm Results Presentation Deck

Active Consumers affirm Notes: 1. 2. 3. 3,882 FY Q1'21 4,493 2.2 FY Q2'21 5,364 2.3 7,121 2.3 69% Growth Active Consumers (K) 8,692 11,231 12,733 13,980 FY Q3'21 FY Q4'21 FY Q1'22 FY Q2'22 FY Q3'22 FY Q4'22 3.0 Transactions per Active Consumer 39% Transactions per Active Consumer Growth 14,722 3.3 FY Q1'23 Active Consumer defined as a consumer who engages in at least one transaction on our platform during the 12 months prior to the measurement date, presented as of the end of the period. Active Consumers includes consumers who engaged in at least one transaction on the PayBright and Returnly platforms during the 12 months prior to the measurement date and prior to the acquisitions of PayBright and Returnly by Affirm Transactions per Active Consumer defined as the average number of transactions that an Active Consumer has conducted on our platform during the 12 months prior to the measurement date, presented as of the end of the period. Transactions per Active Consumer includes transactions completed by Active Consumers on the PayBright and Returnly platforms during the 12 months prior to the measurement date and prior to the acquisitions of PayBright and Returnly by Affirm Metrics are unaudited 10

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