Ready Capital Investor Presentation Deck

Revenue Trends 140,000 120,000 100,000 80,000 60,000 40,000 20,000 Diverse & re-occurring revenue from stabilized net interest and servicing revenue with alpha from gain on sale operations ii Q118 Q218 Q318 Q418 Q119 Q219 Q319 Q419 Q120 Q220 Q320 Q420 Q121 Q221 Q321 Q421 Q122 Q222 Q322 Q422 Q123 Servicing Gain on Sale Mortgage Banking Other NIM READY CAPITAL. Current WA Servicing Fee: 32bps Current WAC: 8.2% 30

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