Pathward Financial Results Presentation Deck

DIFFERENTIATED BUSINESS LINES WITH SIGNIFICANT GROWTH OPPORTUNITIES PAYMENTS Enables fintechs, finservs, and various organizations by distributing prepaid cards, deposit accounts, and payment related transactions to consumers. CO COMMERCIAL FINANCE Enables small and medium-sized businesses, as well as large enterprises, with flexible capital solutions META VENTURES Enables emerging and strategic companies that align with our mission and contribute to our goal of bringing Financial Inclusion For AllⓇ. TAX SERVICES Enables tax preparation firms to provide underbanked consumers with access to electronic tax payments and refund advances. 8- CONSUMER FINANCE Enables consumers to better control their financial futures with empowered spending and reliable access to funds. 49% Noninterest Income as a percent of Total Revenue in LTM ending December 31, 2020 REVENUE MAKEUP LAST TWELVE MONTHS ENDING DECEMBER 31, 2020 ($ in millions) Other Income $48.9 Rental Income $42.3 Tax Product Income $68.0 Payments Fee Income $88.5 QUARTERLY INVESTOR UPDATE | FIRST QUARTER FISCAL YEAR 2021 | NASDAQ: CASH Net Interest Income $260.4

View entire presentation