Affirm Results Presentation Deck

Revenue Less Transaction Costs $112 4.1% FY Q1'22 affirm Notes: 1 2. 3. Revenue Less Transaction Costs $184 $182 $184 $182 4.1% FY Q2'22 4.7% 4.2% 4.2% $144 2.5% FY Q3'22 FY Q4'22 FY Q1'23 FY Q2'23 $167 3.6% $182 3.3% 16% YoY $212 % of GMV 3.8% FY Q3'23 FY Q4'23 FY Q1'24 $176 6.5% FY Q1'22 Revenue Less Transaction Costs ($M) Transaction Costs include Loss on loan purchase commitment. Provision for credit losses, Funding costs and Processing and servicing Transaction Costs ex-Provision include Loss on loan purchase commitment, Funding costs and Processing and servicing Metrics are unaudited Revenue Less Transaction Costs ex-Provision $236 5.3% $249 6.4% FY Q2'22 FY Q3'22 $257 5.8% FY Q4'22 $247 $251 5.6% 4.4% FY Q1'23 FY Q2'23 $233 Revenue Less Transaction Costs ex-Provision ($M) 5.0% FY Q3'23 $277 5.0% FY Q4'23 % of GMV 27% YoY $312 5.6% FY Q1'24 18

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