PitchSend

Axos Financial, Inc. Investor Presentation

Diversified Online Deposit Businesses Deposit Consumer < Demographically targeted brands direct internet brands Distribution Partners Small business banking Commercial/ Treasury Management Specialty deposits Key Elements BIN sponsorship < Differentiated products with turn-down product options < Exclusive relationships with significant brands, groups, or employees < Exclusive relationships with financial planners through Axos Advisor < Business banking with simple suite of cash management services < Full service treasury/cash management < 1031 exchange firms < Title and escrow companies < HOA and property management < Prepaid program managers with focus on large national programs axos 13

View entire presentation