KKR Real Estate Finance Trust Investor Presentation Deck

Investment Highlights 1 2 KREF Cycle Tested, Experienced Leadership Team KKR Sponsorship 3 Differentiated Investment Strategy M 4 Best in Class Investment Portfolio KKR Real Estate Finance Trust ("KREF") benefits from its integration within KKR's broader Real Estate platform Estate ADA K 5 Conservative Liability Management 6 Portfolio Positioned for Rate Environment % 4

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