Sezzle Results Presentation Deck
TOTAL INCOME LESS
TRANSACTION RELATED COSTS
(0.4%)
($2.2)
4 Q21
TOTAL INCOME
LESS TRANSACTION RELATED COSTS¹
0.8%
$3.8
2.3%
$9.6
3.2%
2Q22
$13.5
4.5%
$20.2
1Q22
3Q22
Total Income ex. Transaction Related Costs ($US in millions)
-Total Income ex. Transaction Related Costs-to-UMS
4Q22
COMMENTARY
In 4Q22, Sezzle delivered a record Total Income
less Transaction Related Costs of $20.2 million,
exceeding the previous all-time high by nearly
50%.
●
●
The outperformance was driven by revenue and
cost initiatives launched in 2022, as well as the
Company's enhanced underwriting capabilities.
●
• The lucrative unit economics structure allows
the Company to be more competitive in the
pursuit of growth opportunities in 2023.
¹ Transaction Related Costs is a non-GAAP financial measure equal to the sum of Transaction Expense, Provision for Uncollectible Accounts, Net Interest Expense, and write-off of non-recurring
unamortized debt issuance costs. See Appendix I for reconciliation of Transaction Related Costs and respective definitions.
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