Investor Presentation (2Q2016)

Long-Term Value Proposition ▸ Diversified and well-balanced regional financial services company ▸ Strong legacy of credit and risk management ➤ Disciplined growth, balanced by a fundamental focus on expense management, that delivers positive operating leverage and increases shareholder value Well-defined growth strategies for long-term success of key stakeholders ➤ Average loans to average deposits ratio of 83.2% provides significant opportunity for growth ➤ Regularly achieve 5-star ratings from Baeur Financial and recognition as one of America's best banks* Return on Tangible Common Equity (ROTCE) 13.2% 11.7% 2011 13.6% 12.3% 2012 -WSBC 15.8% 12.8% 2013 Peer Average 15.4% 12.7% 14.6% 13.4% 13.1% 2015 2014 - WSBC (excl. merger expenses) 14.4% 12.1% 1Q16 as recognized by a leading financial magazine Note: loan to deposit ratio represents 3/31/16 quarter; please see the ROTCE reconciliation in the appendix for WSBC and WSBC (excl. merger expenses); peer ROTCE from SNL (as of 5/1/16) and represents a simple average of WSBC's peer group (see slide # 11) 13

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