OppFi SPAC Presentation Deck
25
Product Demo - Typical Customer Journey
OppFi offers customers a transparent pathway to building credit
without trapping them in a cycle of debt
APPLY
Customer
Applies Online
• 80% Mobile
• Typically facing
a financial
emergency
"Turn Up"
Process
Perform diligent
search on customers'
behalf for sub-36%
APR
-90% of the time no
offers of credit
returned
Approval &
Funding
• In most cases,
instant decisions
with next day
funding
$
Servicing &
Repayment
Deliver Zappos-like
customer happiness
Rebuilding
Financial
Health
• Reward customers
with better pricing
over time
• Offer Financial
Education through
programs such as
Oppu
Graduate to
Mainstream
Credit
• Provide pathway to
lower cost, more
mainstream products
over time, such as
Payroll Deduction
Loans and Credit
Cards
OppFi"View entire presentation