Hanmi Financial Results Presentation Deck

USKC (1) Loans & Deposits USKC portfolio represented $764.1 million in loans, or 12% of the loan portfolio and $818.7 million in deposits, or 13% of the deposit portfolio. USKC CRE portfolio had a weighted average debt coverage ratio (2) of 1.94x and weighted average loan-to- value (2) of 58.2%. USKC Loans - Top 10 Industries (as of 4Q23) Real Estate Investment Hotel Auto Part Manufacturer Electronics/Home Appliances Computer Equipment Steel $781 25% 75% Food Education Golf Course 4Q22 Transportation Other $764 25% 75% 1Q23 4% 3% 3% 3% 2% 2% 6% 3% USKC Loans by Product CRE $732 23% 77% 2Q23 H Hanmi Financial Corporation 21% C&I 20% $720 20% 80% 3Q23 33% ($ in millions) $764 20% 80% 4Q23 USKC Deposits - Top 10 Industries (as of 4Q23) Auto Part Manufacurer Steel Electronics/Home Appliances All Other Financial Investment Activities RE Investment/Leasing Food Research and Development IT Tire Hospitality Other $565 32% 60% 1Q23 Demand Noninterest-bearing $688 46% 49% 6% 5% 5% 2Q23 4% 3% 3% 3% USKC Deposits by Product 11% 10% (3) 46% 23% Money Market & Savings $795 49% 3Q23 ($ in millions) $575 38% 58% 4Q22 (1) U.S. subsidiaries of Korean Corporations (2) Weighted average DCR and weighted average LTV calculated when the loan was first underwritten or renewed subsequently (3) Time deposits, not illustrated, were 5% of total USKC deposits at December 31, 2023. Hence, the percentages do not add to 100% $819 54% 27% 41% 4Q23 11

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