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Covalto SPAC Presentation Deck

24 Technology & Data Drive Strong Credit Performance Covalto's proprietary underwriting capabilities have consistently outperformed the industry Stable and compelling credit performance, including through the pandemic 12.5% 5.2% Q4 2019 8.8% 6.9% Q4 2020 1. As of Q1 2022, latest data set available at CONDUSEF 2. Weighted average based on total portfolio 3. Excludes Banco Finterra Source: CONDUSEF and Covalto financials O Fintech Industry Average² Covalto vs. Mexican Fintech Industry 7.5% 3.8% Q4 2021 Covalto³ 90+ Days NPL Ratio 9.6% 3.8% 1 Q2 2022

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