Dave Investor Presentation Deck

Business strategy Acquire • Acquire efficiently by marketing top of mind liquidity pain points Grow prudently to facilitate break-even Dave Engage • ExtraCash provides short-term advances to members in lieu of expensive overdraft fees • Enabled by continuous Al-driven underwriting • Capital light product due to short duration • Automated settlement Deepen • Dave Card offers members a full service, no mandatory fee banking solution built on a light-weight, modern tech stack. • Creates longer-term payments relationship with instant spending and early paycheck access 14

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