J.P.Morgan Results Presentation Deck
JPMORGAN CHASE & CO.
CREDIT-RELATED INFORMATION, CONTINUED
(in millions, except ratio data)
SUMMARY OF CHANGES IN THE ALLOWANCES
ALLOWANCE FOR LOAN LOSSES
Beginning balance
Net charge-offs:
Gross charge-offs
Gross recoveries collected
Net charge-offs
Provision for loan losses
Other
Ending balance
ALLOWANCE FOR LENDING-RELATED COMMITMENTS
Beginning balance
Provision for lending-related commitments
Other
Ending balance
ALLOWANCE FOR INVESTMENT SECURITIES
Total allowance for credit losses
NET CHARGE-OFF/(RECOVERY) RATES
Consumer retained, excluding credit card loans
Credit card retained loans
Total consumer retained loans
Wholesale retained loans
Total retained loans
Memo: Average retained loans
Consumer retained, excluding credit card loans
Credit card retained loans
Total average retained consumer loans
Wholesale retained loans
Total average retained loans
$ 17,192
$
$
$
2Q22
$
1,036
(379)
657
1,230
(15)
17,750
2,358
(135)
(1)
2,222
47
$ 20,019
0.04 %
1.47
0.53
0.03
0.25
$299,649
158,434
458,083
577,850
$1,035,933
$ 16,386
$
$
$
1Q22
$
976
(394)
582
1,368
20
17,192
2,261
96
1
2,358
41
$ 19,591
0.06 %
1.37
0.50
0.02
0.24
$ 295,460
149,398
444,858
559,395
$1,004,253
$
$
$
$
4Q21
$
18,150
968
(418)
550
(1,214)
2.305
(43)
(1)
$ 2,261
16,386
42
18,689
QUARTERLY TRENDS
0.04 %
1.28
0.45
0.03
0.22
$ 296,423
148,471
444,894
541,183
$ 986,077
$ 19,500
$
$
3Q21
$ 2,998
(694)
1
$
$
940
(416)
524
(819)
(7)
18,150
2,305
73
20,528
(0.01)%
1.39
0.44
0.03
0.21
$ 298,019
141,371
439,390
528,979
$968,369
$ 23,001
$
$
$
2Q21
$
1,188
(454)
734
(2,759)
(8)
19,500
2,516
481
1
2,998
87
$ 22,585
(0.04)%
2.24
0.67
0.01
0.31
$ 298,823
135,430
434,253
519,902
$ 954,155
2Q22 Change
1Q22
5%
6
4
13
(10)
NM
3
4
NM
NM
(6)
15
2
- 633 m
1
3
JPMORGAN CHASE & Co.
2Q21
(25)%
(13)
17
(10)
NM
(88)
(9)
(6)
NM
NM
(26)
(46)
(11)
17
5
11
9
$ 16,386
$
2022
$
$
$ 2,261
(39)
2,012
(773)
1,239
2,598
5
17,750
2,222
47
SIX MONTHS ENDED JUNE 30,
$ 20,019
0.05%
1.42
0.52
0.03
0.24
$ 297,566
153,941
451,507
568,673
$1,020,180
$
$
$
$
$
$
2021
28,328
2,656
(865)
1,791
(7,038)
1
19,500
2,409
588
1
2,998
87
22,585
(0.01)%
2.60
0.80
0.02
0.38
$ 300,430
134,796
435,226
517,892
$953,118
2022 Change
2021
(42)%
(24)
11
(31)
NM
400
(9)
(6)
NM
NM
(26)
(46)
(11)
(1)
14
4
10
7
Page 26View entire presentation