Hanmi Financial Results Presentation Deck

Securities Portfolio The $967 million securities portfolio (all AFS, no HTM) represented 13% of assets at December 31, 2023, and had a weighted average modified duration of 4.8 years with $101.0 million in an unrealized loss position. US Agy CMO - 11% Available for Sale Municipal - 8% US Agy MBS Commerical 6% UST - 9% $967 Million Principal Interest $120 $19 $101 2023 Actual (1) US Agy - 14% US Agy MBS - Residential - 52% $174 $21 Principal Paydowns $153 2024 US Agy Residential MBS - Maturity (3) 20 Year - 18% $187 $170 2025 (1) Based on the book value (2) 96% constitutes CRA bonds (3) 2024 Projection consists of $153 million principal paydown and $21 million of interest payments H Hanmi Financial Corporation $504 Million $155 $13 $142 2026 (2) 30 Year - 10% 15 Year - 72% ($ in millions) US Agy CMO - 9% US Agy MBS Commercial 12% Unrealized Loss Municipal - 9% UST- 1% $101 Million > 5 Years 36% Securities Duration < 1 Year 6% 4.8 Years US Agy - 8% US Agy MBS - Residential 61% 1 to 3 Year 19% 3 to 5 Years 39% Note: Numbers may not add due to rounding 27

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