OppFi Investor Presentation Deck
Reduced Cost of Financing and
Strong Balance Sheet to Power Growth
Ample debt capacity provides a means
to fund future growth without equity
Ample Liquidity ($ in millions)
16
$105
$11
$40
$55
2017
$201
$23
$52
$126
2018
■Oustanding Debt
$383
$36
$140
$207
$526
$46
$338
$142
2019
Remaining Debt Capacity
2020
$494
$62
$158
$274
2021
Cash & Restricted Cash
$474
$60
$132
$282
Q1 2022
Grown liquidity nearly 5x of
2017 levels
Decreased cost of borrowing
by 500+ bps since 2017
Diversified institutional capital
sources, including Ares and
Atalaya
Increased financial flexibility
with:
.
●
corporate credit
agreements,
asset-backed facilities,
bank provided asset-based
loans,
forward flow
arrangements, and
total return swap
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