Overstock Results Presentation Deck

Strong Foundation of Core Competencies ■ 59M monthly visits ¹ Improved customer self service ▪ Personalized email program Unique Club O loyalty program ■ We know our customers, what they want, and how to reach them. overstock. ■ ■ 20 years of technology We have built efficient and innovative technology Growing machine learning Achieving SEO gains Dynamic technology stack 1 Average unique visits over the last 12 months ending September 30, 2020. scalable model Our business model is highly scalable ▪ Distinct drop-ship model Efficient distribution network Meaningful assortment of ~8M products ▪ Recent GSA award ■ ■ 22

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