OppFi Results Presentation Deck

The OppFi Advantage: Built for the Future APPLY 60 million Lack Access to Traditional Credit¹ 3 ila Core product (OppLoans) is a simple interest, amortizing installment loan product with no balloon payments or fees 88888 Typical customer is employed with a median income. 88888 while having a thick file and no savings 115 million Live Paycheck to Paycheck² Al-driven underwriting identifies misunderstood credit profiles Superior online reputation with a NPS of 854 Scalable and profitable operating model 1. Hamdani, Kausar, et al. "UNEQUAL ACCESS TO CREDIT The Hidden Impact of Credit Constraints." NewYorkFed.org, 2019 2. Friedman, Zack. "78% Of Workers Live Paycheck To Paycheck. Forbes.com, January 11, 2019 3. Elkins, Kathleen. "Here's how much money Americans have in their savings accounts." CNBC.com, Sept 13, 2017 4. As of 12/31/21 OppLoans 150 million Have less than $1,000 in Savings³ Loans About Us Resources Apply Now Google A platform that puts you in control Reclaim your financial future CUSTOMER RATING Blog Help A+ BBB BATING LLENTE Apply Now lendingtree CUSTOMER OppFi" Sign In

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