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Klarna Business Update

Cash flow statement Amounts in SEKm Cash flow from operating activities Cash flow from investing activities Cash flow from financing activities Cash flow for the period Cash and cash equivalents at the beginning of the period Cash and cash equivalents at the end of the period Cash and cash equivalents include the following items: Cash and balances with central banks Loans to credit institutions Cash and cash equivalents Numbers may not sum due to rounding. Jan-Jun 2020 2,476 -331 -659 1,486 1,624 3,124 1,922 1,202 3,124 Jan-Jun 2019 -630 -1,107 1,012 -724 2,272 1,598 1 1,598 1,598 ■ Positive cash flow from operating activities, as increased negative operating profit was offset by increased non-cash items (such as provision for credit losses) and positive change in the assets and liabilities of operating activities (such as increase in deposits from the public). ■ Decreased negative cash flow from investing activities, as higher investments in intangible and tangible assets were offset by lower investments in business combinations (last year's period includes the acquisition of Close Brothers Retail Finance). ■ Negative cash flow from financing activities, as a lower amount of capital was raised by issue of new shares compared to last year, and short-term debt securities in issue were reduced. K.
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