OppFi Investor Presentation Deck
31
OppFi Fair Market Value EBT to Fair Market Value
Adj. EBT and EBITDA Reconciliation
($ in millions)
Pro Forma Fair Market Value EBT
Recruiting Fees, Severance & Relocation
Amortization of Debt Transaction Costs
Other Addback and One-Time Expenses¹
Pro Forma Fair Market Value Adj. EBT
Taxes²
Pro Forma Fair Market Value Adj. Net Income
Taxes²
Depreciation and Amortization
Interest Expense
Business (Non-income) Taxes
Pro Forma Fair Market Value Adj. EBITDA
Note: Excludes transaction expenses
1. Includes one time implementation fees, stock compensation expenses, IPO readiness costs and management fees
2. Assumes tax rate of 25%
2017A
$12.9
0.2
0.5
1.1
$14.7
(3.7)
$11.0
3.7
0.9
6.2
$21.8
2018A
$35.8
0.4
0.5
0.5
$37.2
(9.3)
$27.9
9.3
2.4
12.0
0.3
$51.9
2019A
$68.4
0.3
1.8
0.5
$71.0
(17.8)
$53.3
17.8
4.3
20.7
1.1
$97.0
2020A
$66.7
0.2
1.9
2.4
$71.2
(17.8)
$53.4
17.8
6.7
19.3
1.5
$98.7
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