Pathward Financial Investor Presentation Deck slide image

Pathward Financial Investor Presentation Deck

HISTORY OF META FINANCIAL GROUP Since inception, dedicated to financial empowerment while developing our franchise and generating shareholder value 1993 Listed on NASDAQ under ticker symbol CASH 1954 Founded as a savings and loan bank based in northwest lowa with the mission of "Take care of the people." & Dramatic growth in deposits from Payments division heavily invested in securities, treasuries, and bond portfolio. Branch locations in lowa and South Dakota act as loan production offices, concentrating on Commercial Real Estate and Operating. 2004 Hired team of Payments industry experts to start Prepaid Card Sponsorship business - now known as Banking as a Service (BaaS). 2015/2016 Entered Tax Services business by acquiring Refund Advantage, SCS, and EPS, offering expanded financial products to the Tax Preparation industry. 2014 Acquired AFS/IBEX, an insurance premium finance company to grow loan portfolio and generate higher earning assets. Headquartered in South Dakota, offices in Arizona, Michigan, Kentucky, Tennessee, Pennsylvania, California, Florida, and Louisiana. Meta Financial Group, Inc. (NASDAQ: CASH) | Investor Presentation 2018 Acquired Crestmark Bancorp to increase loan production and diversify investment portfolio into higher earning assets. 88 2020 Completed sale of Retail Bank division to divest community bank branch locations and focus on national banking operations and Banking as a Service model. 2020 Converted to National Bank Charter to better align with its mission and business model. 2020 Developed a governance structure that aligns with key ESG efforts and established a long-term ESG strategy. 2021 Announced agreement to sell Meta trademarks and began rebranding initiative (currently ongoing). Embraces Talent Anywhere remote work environment with employees across 38 states, Washington D.C., and Canada
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