J.P.Morgan Results Presentation Deck slide image

J.P.Morgan Results Presentation Deck

Corporate & Investment Bank1 Selected income statement data ($mm) Revenue Investment Banking revenue Payments Lending Total Banking Fixed Income Markets Equity Markets Securities Services Credit Adjustments & Other Total Markets & Securities Services Expense Credit costs Net income² Key drivers / statistics ($B)³ Equity ROE Overhead ratio Comp/revenue IB fees ($mm) Average loans 4 Average client deposits Merchant processing volume ($B)5 Assets under custody ($T) 6 ALL/EOP loans ex-conduits and trade 6 Net charge-off/(recovery) rate Average VaR ($mm) 1 See note 1 on slide 14 2 See note 3 on slide 15 For additional footnotes see slide 16 4Q22 $10,548 1,389 2,070 323 3,782 3,739 1,931 1,159 (63) 6,766 6,426 141 $3,328 4Q22 $103.0 12% 61 29 $1,467 225.8 649.7 583.2 28.6 1.67% 0.02 $60 $ 0/(U) 3Q22 ($1,327) (324) 81 0 (243) (730) (371) 49 (32) (1,084) (192) (372) ($204) 3Q22 $103.0 13% 56 28 $1,762 221.6 669.2 545.4 27.2 1.49% 0.04 $53 4Q21 ($986) (1,817) 269 60 (1,488) 405 (23) 95 25 502 599 267 ($1,215) 4Q21 $83.0 21% 51 20 $3,502 206.0 717.5 514.9 33.2 1.12% 0.06 $37 6 CCB CIB CB AWM Corp. Financial performance ■ Net income of $3.3B, down 27% YoY; revenue of $10.5B, down 9% YOY Banking revenue ■ IB revenue of $1.4B, down 57% YoY IB fees down 58% YoY, reflecting lower fees across products Payments revenue of $2.1B, up 15% YoY Excluding the net impact of equity investments, up 56%, predominantly driven by higher rates, partially offset by lower deposit balances ■ Markets revenue of $5.7B, up 7% YoY ■ Lending revenue of $323mm, up 23% YoY, largely driven by higher net interest income on higher loan balances, partially offset by mark-to-market losses on hedges of accrual loans ■ Markets & Securities Services revenue Fixed Income Markets revenue of $3.7B, up 12% YOY, predominantly driven by higher revenue in Rates and Currencies & Emerging Markets, partially offset by lower revenue in Securitized Products - Equity Markets revenue of $1.9B, relatively flat against a strong fourth quarter in the prior year Securities Services revenue of $1.2B, up 9% YoY, predominantly driven by higher rates, largely offset by lower deposit balances and market levels ■ Expense of $6.4B, up 10% YoY, predominantly driven by higher revenue-related compensation, including timing impacts, and structural expense, partially offset by lower legal expense ■ Credit costs of $141mm, reflecting a net reserve build, driven by a modest deterioration in the Firm's macroeconomic outlook, partially offset by net portfolio activity JPMORGAN CHASE & Co.
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