Overstock Results Presentation Deck

Competitive Strengths of the Retail Business Price Assortment Convenience Ooverstock.com Low Cost Leader in the Home • Club O Loyalty Program (25% of Revenue in Q4 2017) Financing Options ● ● ● ● ● ● Automated Supplier Platform (Automated Promos, Pricing, SKU Optimization) Expanding Private Label Rapid SKU and Partner Onboarding Site Infrastructure Optimized for Speed Proprietary Search & Personalization Platforms Augmented Reality 18

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