XP Inc Results Presentation Deck

New Verticals Update Credit (% of AUC) ■ 0.6% Source: XP Inc. 2020 +66bps 1.3% Highlights ▪ Consistent growth while maintaining zero NPL Margin loan and real estate mortgages soft launch 2021 Insurance Revenue (in R$ mn) 43 2020 +39% Highlights ▪ Launch of XP's Life Insurance 60 2021 XP Inc. ▪ We still have a long way to go, with less than 0.1% market share 14

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