2011 and Fourth Quarter Results slide image

2011 and Fourth Quarter Results

Capital Markets revenue by geography $ millions Geographic revenue Canada U.S. Europe Asia and Other Geographic revenue excluding certain items (1) RBC Q4 2011 Q3 2011 Q4 2010 FY 2011 FY 2010 $ 500 $ 547 $ 620 $ 2,445 $ 2,305 450 563 514 2,434 2,415 194 120 212 795 859 19 36 67 157 211 1,163 1,266 1,413 5,831 5,790 Add/(Deduct): CVA MBIA (2) 99 102 137 BOLI (3) (36) (66) 66 (115) 75 CVA other (4) 47 (34) (49) 50 (133) Fair value adjustment on RBC debt (4) 50 (3) (36) 63 18 Capital Markets total revenue (teb) $ 1,224 $ 1,163 $ 1,493 $ 5,931 $ 5,887 • In Canada, full year revenue growth was driven by higher debt and equity origination and M&A activity; down YoY and QoQ reflecting a weaker issuance and M&A environment in Q4/11. • Full year revenue growth in investment banking in the U.S. was driven by stronger syndicated finance, equity origination and M&A. In Europe, growth in investment banking was driven by higher M&A activity. ⚫U.S. and Europe were significantly impacted by lower fixed income trading reflecting deteriorating market conditions in the latter half of the year. (1) Non-GAAP measure: see slide 28 for discussion of non-GAAP measures. RBC 2011 AND FOURTH QUARTER RESULTS (2) Excluded from Europe. (3) Excluded from U.S. (4) Excluded from all geographies. Gross impaired loans (GIL) 25 25 RBC 0.95% 0.85% 0.79% 0.79% 0.78% $ millions GIL Ratio 2,679 2,428 2,287 2,364 2,387 Corporate Support Capital Markets 731 649 634 722 784 International Banking Canadian Banking 1,406 1,410 1,388 1,313 1,270 Q4/10 Q1/11 Q2/11 Q3/11 Q4/11 GIL Ratio (1) Q4/10 Q1/11 Q2/11 Q3/11 Q4/11 0.51% 0.50% 0.49% 0.45% 0.43% 7.87% 7.71% 7.97% 9.08% 9.34% 1.41% 0.82% 0.70% 0.88% 0.83% (1) GIL Ratio: gross impaired loans as a percentage of related average net loans and acceptances, annualized. RBC 2011 AND FOURTH QUARTER RESULTS 26
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